Insurance for Rideshare (Uber/Lyft) in Mesa, Apache Junction, and Chandler, AZ

Driving for Uber or Lyft in Arizona offers flexibility and extra income, but it also brings unique insurance needs. Fast Insurance is here to help you navigate your insurance options and ensure you have the proper protection every time you’re on the road.

Why Rideshare Insurance Matters

Standard personal auto insurance policies typically do not cover accidents that occur while you are driving for business purposes, including for a rideshare company. Both Uber and Lyft provide some coverage while you’re working, but there are gaps, especially when you’re waiting for a ride request or between trips. Without the right rideshare insurance, you could be left responsible for damages or injuries.

Arizona Rideshare Insurance Requirements

Arizona law requires all drivers to carry specific levels of insurance. Coverage requirements change depending on your status in the app:

App off: Your personal auto policy applies.
App on, waiting for a ride: Arizona requires liability coverage, but your personal policy may not apply. Rideshare insurance can fill this gap.
En route to pick up or with a passenger: Uber and Lyft provide higher liability limits, but you may still need additional coverage for full protection.

Protect Yourself and Your Passengers

Having the right rideshare insurance can protect your finances, your vehicle, and your passengers. Whether you’re new to Uber or Lyft or have been driving for years, our team at Fast Insurance is ready to help you stay compliant and confident on the road.

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