General Liability Insurance in Mesa, Apache Junction, and Chandler, AZ

General liability insurance is a vital part of any business insurance plan, helping to safeguard your company’s finances from unexpected events that could bring significant losses.

What Does a Policy Cover?

A standard general liability policy often includes coverage for the following scenarios, among others:

• Bodily injuries: A customer slips and falls due to a wet floor while inside your store.

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  Property damage: An employee accidentally breaks a glass window while performing contracted work in a client’s home.

• Personal injuries: A competitor claims slander over a social media post your business made.
• Advertising injury: A photographer files a claim of copyright infringement against your business for using his photograph in an advertisement without permission.

Why Does It Matter?

General liability insurance can protect your business from the financial impact of covered claims, even if it’s not legally required under Arizona state law. Without the right coverage, these claims can lead to costly settlements and out-of-pocket expenses.

It is particularly recommended for businesses that deal directly with the public, including:

• Retailers
• Restaurants
• Service providers (e.g., plumbers, installers, cleaners, etc.)
• Construction firms
• Manufacturing companies

How Much Does a Policy Cost?

The cost of a general liability policy can be influenced by different factors, including your location, industry/type of business, number of employees, deductible and coverage selections. You can potentially reduce your premiums by bundling policies, implementing safety features, and keeping a healthy claims record.

How Fast Insurance Supports Arizona Businesses

Our team takes the time to understand your operations, identify potential risks and recommend coverage options that fit your budget and industry. With our local expertise, we can help you navigate Arizona’s insurance requirements and secure a policy for your business. Contact Fast Insurance today to request a quote.